About Loan Products

How can we help you? Loans are our specialty. Any member of ESCU may apply for a loan. ESCU has loans that meet all our members needs! Maybe you are planning that well deserved vacation, or you have decided to purchase a home and want to take advantage of our low rates! All of our loans are simple interest, with no prepayment penalty in whole or part. Check out our Loan Calculator page to determine your monthly payments or call one of the loan officers and you will receive prompt and courteous service. We encourage members to call us for loan pre-approval. All loan transactions are held in strict confidence.

Repayment schedules vary and will be based upon the amount borrowed, collateral offered and the purpose of the loan. The most convenient method of payment is payroll deduction.

Credit Life and Credit Disability payment protection is offered for a nominal fee to secure a members' loan in the unlikely event something happens to the member.

See Types of Loans