Who We Are

At ESCU we offer a variety of NO FEE savings and investment accounts and FREE checking. How can we do that? Well, every dollar that ESCU doesn't spend for day-to-day operations gets passed along to members, in the form of Higher Dividends and Lower Loan Rates.

Chartered in 1951 by the State of Tennessee, ESCU is committed to taking our members into the 21st century with superior services through the latest technology. We understand that members' needs vary, but one thing remains constant . . . the commitment to serve you. ESCU is not for profit, but for service! We are constantly looking at every possible scenario to bring more value to our members. You see, traditional Banks focus on profiting from their customers. At ESCU we offer a variety of NO FEE savings and investment accounts, and FREE checking. How can we do that? Well, every dollar that ESCU doesn't spend for day-to-day operations gets passed along to members, in the form of Higher Dividends and Lower Loan Rates.

We at ESCU hope you enjoy navigating through our web site and are confident that you will discover all of the benefits available. Oh, and please don't forget to sign our Guest Book. We are interested in knowing who visits our web site. We look forward to servicing your financial needs today…and for years to come.

Thanks and once again, WELCOME!